A loan against the flat
A loan or loan secured against a flat is often confused with a mortgage. Although these two concepts are in a certain way convergent, it should be emphasized that in the latter case we refer to collateral, which is established in the form of a mortgage. The creditor (bank) charges the property (eg flat or house) to secure a specific claim (credit or loan). In a given case, the bank may charge the real estate or its part, depending on the borrower’s own contribution. Expires when the client pays his financial commitment. A mortgage loan applies to real estate for which no mortgage is established. In this case, the creditor lends money to the property owner in exchange for an entry in the land and mortgage register. It is deleted after the borrower completely settles the debt.
Are loans secured against real estate are safe
In order to obtain such a financial obligation, Poles most often use private loans. They are offered by various financial companies that operate throughout the country. Sometimes, this type of services is also proposed by private individuals announcing on different social networks. Both in the first and in the second case you should be careful and reach for the products of reliable loan companies. Before we decide on a mortgage loan, we need to trace the history of a given company and check if it is on the list of warnings published on the website of the Polish Financial Supervision Authority. However, it is not worth assuming that all private loans carry the risk that we will be deceived. There are reliable investment companies that have been operating on the Polish market for many years and collect favorable opinions. They were created so that people who can not get credit or do not have the right creditworthiness have a chance to receive funds when they are in need.
Look with a smile in the future, you have the chance to get mortgage loans for real estate
Safe House Investment Group
Safe House deals with private loans secured against real estate with an entry in section IV of land and mortgage registers. He offers loans for the pledge of a flat, a house, another real estate or a plot for individual clients, small and medium enterprises and farmers. The monthly installment amounts to 0.8% of the value of the loan granted and its maximum size may reach up to 40% of the value of the property. The company does not require a check-out from the flat or house, which will be a loan pledge and does not appropriate the property. It functions efficiently, the money can be received even after 48 hours from the moment of submitting the application, and professionally, serving customers from all over Poland for many years.
Loans against mortgage. – required documents
- extract from the land and mortgage register
- notarial act
- document confirming the lack of arrears in rent payments
- certificate of the number of persons who are registered in a given flat or house
- pictures of real estate from outside and inside